Clients, please join us for a special educational event designed for your loved ones — your parents, children, beneficiaries, Powers of Attorney, or trustees.

We’ll be hosting an open panel discussion featuring experts who will cover essential topics including:

• Estate Planning: An attorney will walk us through the key aspects of wills, trusts, and legal considerations.
• Long-Term Care Planning: A specialist will discuss the costs, coverage options, and impact of long-term care.
• Aging in Place: Gain insights from a professional on how to manage and support generational aging within the home.

This is a valuable opportunity to get informed, ask questions, and prepare for the future with confidence.

We look forward to seeing you there!

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Registered Representatives of Cetera Investment Services LLC (doing insurance business in CA. as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity. For a comprehensive review of your personal situation, always consult your tax and/or legal advisor. Neither Cetera Investment Services LLC nor any of its affiliates offer tax or legal service. Phillip Vaccio, Tom Scarfo, and Mary Moller are not affiliated or registered with Cetera Investors. Any information provided by Phillip Vaccio, Tom Scarfo, and Mary Moller is in no way related to Cetera Investors or its registered representatives.

This event has been sponsored in whole by Herzog Law Firm, Vanbridge, Lord Abbott and Neuberger Berman.

Albany Office: 19 British American Blvd, East, Latham, NY 12110 | (518) 724-5004