Our Relationship & What to Expect
My first priority is having an in-depth conversation to understand how you got in front of me, through understanding what is uniquely important to you, what's worked in the past and what hasn't. I want to learn more about your personal situation, identify what you would like your money to do for you and understand your tolerance for risk. I build you a clear & purposeful financial plan to create income, mitigate risk and adjust for inflation and taxes while being tax-efficient to transfer to the next generation. From there, I monitor the success of the plan and execute changes to make sure we are on track. My success has been from fully understanding that each person, even within a family, is different with unique objectives. Listening to you and tailoring a plan that fits your unique scenarios has been the foundation to my success.
What makes me unique?
1 - A woman's touch: Being a woman myself, I understand how important it is to include the female perspective while financial planning. Did you know that, statistically, women outperform men while investing? Fidelity Investments examined over 8 million accounts from men and women. What they found is that women tend to be more fact based in decision making while men tend to make investment decisions with their gut. This led to women outperforming men over 1% per year.
2 - Focus on Creating Income: Great, you have all of these retirement accounts, now what? You may have had previous relationships with advisors who only talked about hot stocks and chasing performance. But how do we take what you already have and convert that into income? Which account do we tap into first? How much do we take from those accounts? How do we account for taxes? Will I have enough to retire on? What about when my kids inherit these accounts? What if I need long term care assistance? Can I put those assets into my trust? All of those questions I answer. Planning is much more than solely focusing on rate of return.
